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  1. I don’t think the “misuse” comment is necessarily about people putting non-eligible transactions on their card. The misuse is organised attempts to fraudulently get PLU rewards.

  2. If you bought puts instead you would be millionaire but you are poor now. Choices matter

  3. You should not pay VAT (neither your client).

  4. The client pays VAT in Ireland, OP does not receive VAT.

  5. If the client is a final customer then yes, but if the client is a business that uses the work provided by OP to sell to other clients then they should not pay VAT.

  6. If you come to Spain investigate the "Beckham law" so you can get 5 years of free taxes on your foreign income (including capital gains) and you are also exempt from the "Modelo 720" reporting during those 5 years

  7. He has to finagle employment of some kind though. In theory he can have de minimis employment remotely under the 2022 amendments but the Beckham Law doesn’t apply to random retirees

  8. He can start up his own company and hire himself.

  9. Montero devs don't openly try to offer money laundering service money.

  10. Yes TC is an injustice, that's my point this is normal criminal justice.

  11. Not only the education system, the whole government failed on me

  12. Acho q o corporate tax rate mais baixo da europa é na Bulgaria.

  13. So we all should emigrate to Bulgaria. How good are salaries there?

  14. Bahamas have nice beaches (with "nice" I mean better than Algarve)

  15. Ohh. That's new information. It's not that I don't want to pay social security. I just want to figure out the correct and legal way to do it :)

  16. If your company is willing to fire/layoff you as employeee and hire you back as contractor then the best way is that you become yourself a freelance in Portugal (trabalhador independente) and then do monthly invoices to your company. Social security is free/waived the first year and the second year has a discount of the 50%.

  17. Gamble your money in the stock market (options is a plus) and learn how you can lose money even when you are right. Stock misses earnings but goes up? Or the other way around? Beats earnings forecasts but crashes hard? Nothing makes sense? Priced in?? That prepares you for the future with the right mindset for when you have kids.

  18. Adquira os dois, receba o ordenado na sua conta Bankinter e receba a remuneração. Utilize o ActivoBank para transferências internacionais gratuitas. As transferências nacionais são gratuitas no bankinter para que possa enviar dinheiro para o ActivoBank gratuitamente.

  19. I spent hours researching options today just because I finally felt ready to make my first options bet. Was planning on buying puts. Couldn't figure it out in time, so i decided to give up. Apparently I dodged a bullet. Maybe I should just stay dumb...

  20. dumb people is more happy than others, just saying... do you want to be happy or right?

  21. That took you years to figure out? Truly belong here :31225:

  22. Did you ever tried inversing the inverse? That is when you get the true alpha

  23. The stock market is a good way to prepare for having kids.

  24. Just tried it. Declined. Went back to Curve. Shame

  25. I hope replace by fee allows reducing fees because personally I wouldn't take that

  26. There is no reason why an x86 chip can't be more efficient than an ARM chip. RISC bs CISC is old news, and modern ARMs aren't really RISC anymore anyway. In fact I think modern ARM has more functions than the original x86 CPUs like the 80386.

  27. If you are a tax resident in Portugal you cannot receive a salary from a foreign company. If you want to abide by the laws and not pay any income taxes, there is one option: be unemployed.

  28. That's true, but also in that case he is no longer receiving a "salary", he is sending invoices for services rendered. So, I'm not wrong.

  29. Just bc there is limited supply doesn't mean it always goes up lol. You think oil is gonna always go up in price after everyone has electric cars? You think gold and diamonds then have infinite ceilings? You're arguing some truly regarded shit rn.

  30. On average it does. I bet you $1000 dollars that the price of BTC will be higher in 10 years than now.

  31. Huh? No it's not. The best day to buy Bitcoin could be tomorrow too. You can't say for certain what you say is true.

  32. It does, zoom out in the graph. Bitcoin has limited supply but fiat money is infinite. The logic is that it will go up in nominal fiat value.

  33. Total social security payments are much more expensive when a Portuguese company hires a worker than when someone directly works as freelance.

  34. I am thinking of creating a company in Estonia which pays no salary but only dividends. Dividens aren’t taxed in NHR and no social security payments needed I believe. Any ideas about this one?

  35. You may get away with that but you are not doing things right.. in case of an inspection you may get screwed because due to

  36. No your no imagining this, its planned and been talked about.

  37. 3h into this topic and already 59 upvotes! This goes to show how important this is for Plutus users and how disconnected Plutus is from its community. You would expect them to automatically make such a move rathern than having its community to constantly ask for this. They either don't care or really need the money. My bet is on the latter, although it might also just be both. But that's of course just speculation.

  38. The 25 euro withdrawel fee is the least of my concerns.

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