clearwaterrev


























  1. Here's an Allegheny County resource for free financial counseling:

  2. This was my second time in under a year attempting to move with them.

  3. Usually you sign the lease after finding out which specific unit/ room you'll be moving into and agreeing to all of the details. Are you sure you signed a lease in the case? Not an application for a lease?

  4. No communication even after I sent the email about not moving in at all. No letters, attempt to collect, anything. Just an itemized receipt from a computerized system months later with a bill for the 22K in full.

  5. I would contact the property management company again, see if they agree that the lease should have been cancelled when they were unable to offer you a suitable apartment, and this was essentially a paperwork error. I would escalate with them multiple times if necessary, but if they are unwilling to agree that you don't owe this money, then you'll likely need a lawyer.

  6. I try to keep about a month or a month and a half of expenses in my checking account at all times. If my typical monthly spend is $5k, for example, then I try to keep about $5-8k in my checking account at all times. I'll check every few days and move money over from my savings if necessary.

  7. The next obvious step is to change your major to finance.

  8. Having a regular job that pays your bills does not preclude you from writing. If you want to double major or minor in English or creative writing, and write in your own time, you should do that.

  9. Are you entitled to FMLA under a private insurance or state program?

  10. FMLA is just job protection, not any kind of paid leave. Assuming you meant some kind of paid family leave, I agree, OP should check to see if their state offers that.

  11. We put baby gates up to block access to our dining room, and made that the designated dog safe space with his bowls and bed. We didn’t limit the dog to that room all the time, just when our baby was crawling or toddling around the living room or the kitchen.

  12. Gates aren't an open since we don't have walls to attach them to, open concept kinda sucks lol

  13. It might work to get a really long baby gate you can use to block off a corner of your living space. I used this Regalo one to block off my porch stairs, and it’s very sturdy.

  14. I had an immediate family only wedding, 13 people total, and am really glad that’s what we went with.

  15. In your position, I would start browsing job ads locally to see what you can find. If you'd prefer to stay local, near family, so long as you can find another job that is just as good, you have at least a year to find that new job.

  16. You can get a conventional mortgage with a 5% down payment. The area you live in may also have special programs to help low income people buy a home, but these programs are generally specific to your state/ city/ county.

  17. I think you'll want a local lawyer for your estate planning needs. You may be able to find a local firm that will provide both services, but I can't think of any national firms that will sell you a package deal of asset management and legal services.

  18. How large is the state school you're considering? I went to a very large state school, along with at least 20 of my high school classmates, and I virtually never saw them on campus unless we made specific plans to meet up. I don't recall ever having an old classmate in any of my classes. My friend lived a few floors below me in the same freshman dorm, but we still rarely saw each other unless we made specific plans.

  19. Hi, thank you for the response. The state school I'm considering is very large, 10k+ per class. I think I'm in alignment with your reasoning. with so many kids it's unlikely that I'll hang out with the same people I did in high school

  20. So total enrollment of 40k+ students? In that case, the odds that you'll end up living with or regularly taking classes with high school classmates is pretty low, and even if you do run into your old classmates, they probably won't go out of their way to gossip about you to mutual friends or mutual classmates.

  21. I would pursue CS/IT internships now, which will look a lot better on your resume if you change your mind about law school or decide to work for a few years before heading to law school. You can pursue law internships once you are a law student.

  22. While lots of people move into careers unrelated or only semi-related to their undergraduate major (including me!), your college major still has a meaningful impact on what job options you have right out of college, and the experience and skills you pick up in your first job will typically have some bearing on your job options a few years down the road, and so on.

  23. But it doesn’t make sense to pursue nursing just to appease the parents if the kid has never even considered nursing. We don’t go to school to become our parents’ model.

  24. Absolutely. If the OP doesn't want to be a nurse, they shouldn't major in nursing just because their parents suggested that idea.

  25. Your questions seem pretty straight-forward to me, and probably just require a bit of research and conversation, rather than professional guidance.

  26. It's T-Mobile, the bill is $145, and it's for two phones and Internet.

  27. What's the cost per cell line vs your home internet? Have you looked at what other ISPs serve your area, and what they charge for home internet?

  28. Can your mom pull up the phone bill details with the detailed charges? Or log into the online portal where they show you what you are being billed for?

  29. Emergency rooms are the most expensive way to obtain healthcare, and they charge a lot for their services. Your bill is high not just to cover the material costs of your shot and IV, but to cover some of the labor costs that go into staffing the emergency room 24/7.

  30. It really depends on your other expenses and big picture finances.

  31. You'll need to check your state's health insurance marketplace. You can start on

  32. Internships are just short-term jobs. You apply for them like you would any other job, typically via an online application on the company website, and the recruiter/hiring manager will reach out if they want to interview you.

  33. I mean if your job really does have zero flexibility, then you're going to need to have backup care regardless and so you'd have to propose the idea of keeping the nanny on a part-time schedule and also do daycare. 

  34. If she has a newborn with her, she probably won't want to be backup sick care for a contagious toddler.

  35. The kindest thing you can do here is to be upfront about your plans to enroll your child in daycare, and give her plenty of notice.

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