1. 1- I'm in good shape and healthy yet 2 years ago I had to change to a healthier diet than I had previously and even back then my diet was fairly healthy. I had to choose recovery and being able to go back to work ( I had a stroke ) or depend on medicines and side effects and most likely changing careers and working for much less money. The new diet won and because of my diet changes our food bill went up. I am currently not taking any medicine and the moment I stopped I began feeling better and better. Eating healthier despite the higher cost was a choice I had to make and the difference in income had I quit my job would have been tremendous, not to mention loss of medical insurance and other benefits this job pays. Short answer, my health far out ways and 8 dollars per day ( 210 per month ) is not something I'm going to consider. 2- short answer I have not been in your shoes but I have dealt with debt issues that at one time seemed overwhelming to me . That is a very long story but 26,000 credit card debt and IRS 32,000 . I paid all that down over a 3 year time frame. 3- Once I had a settlement agreement with the IRS I went full on with paying down debts. The IRS debt I paid with in a few months of the agreement it was the credit card debt that took me a while to get through. I would call on the phone and check my credit card balance and pay down a portion of the debt every 3 weeks or so and every time the balance went below a round 1000 dollar market I would make sure not to let it go back a above . Say 14868 to then 13937 as just an example . Once that 14,xxx was removed I focused on removing the 13,xxx and so on. I got into it. I have never forgotten the process though and because of that I have kept my debts manageable and I do my best not to get carried away on frivolous spending.

  2. thank you so much for sharing your story, i also took a severe paycut, but after hospitalization that is okay. I'm young (29) but I know that debt isnt forever it does suck right now tho haha, i also owe the IRS money... so the 130K isnt the total, but i havent found out exactly how much it is yet because my CPA's are working on it

  3. Hi! Can you elaborate further on the Ramsey+ app in relation to your story? I’m glad you were able to take time off to take care of yourself.

  4. you are your own boss in this situation so you can just archive them, people are honestly super annoying sometimes!

  5. close out all apps in the background, let the battery run down to zero and then plug in. it's a more complete reboot than the official one. or do the above and upgrade to the latest IOS if you haven't already

  6. I have suspected for awhile that t-mobile somehow prioritizes newer phones to get faster service, either by assigning certain IMEI's to be using the less crowded spectrum or some other weird setup.

  7. hmmmmmmm you could be onto something. i’ve had my biz w them for like 3/4 years now and i never noticed it before with verizon or sprint

  8. ngl old man, i’m not reading that. you literally ignored my entire point because it’s marginalizing the black people that once lived here. and many people from here can no longer afford it. so where are they going?

  9. because who tf says coa? what is that?? it’s atl. mid 30s seems like a stretch.

  10. hey, i’m a gen z/alt girl domme type. my content is on the lighter side but would love to make a connection

  11. i fell from the top 25% to the top 40% BUTTT i did my photo shoots for reddit, IG, and Twitter and they’ll be done being edited soon

  12. General rule of thumb, if you are thinking of entering any kind of SW with a partner, it needs to be discussed with your partner. I understand that you're in a tight financial spot, but honestly, SW costs a lot of money in the beginning if you don't already have everything for it.

  13. Mmmm 😋 I bet she tastes so good 💦💦

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