Lead SWE for 8 years ko 105k then part time 90k both kay japanese company. Actually kulangan gehapon mahal gasto nay anak lol. Usahay mo apil kog interview sa mga applicants usually amo ma offer kung average nga skill kay around 15-20k pero kung maayo maka offer me upto 25k.
Akoang employer OP nangitag ESL teachers pero Mandaue area mn. E DM lang imo resume OP basin pwede ka sa lain position. By the way, IT company ni amoang company.
They called me via landline(02-8xxxxxxx)that’s no issue., all clear. But when they call me using 11 digit phone number (0917xxxxxxx) the issue will come up…..
Possible po makapag waive IF abot mo yung minimum spend. Computation nila is Annual Fee x 100. So if platinum yung card mo(3k/yr) so 300k yung need para mapa waive mo.
Call CS and just tell them you want to convert a recent transaction into installment. Make sure na hindi aabot sa cutoff mo. If lumampas na, hindi na pwede ma convert.
Follow up question po. Is it possible mag apply ulit kahit my existing personal loan ka from citi? If so, possible ba same yung due date sa dalawang loan po? TIA!
Alam mo bang bawal yan according to DTI? Cash price and credit price should be the same. Topping up on the price of an item if you buy it using credit card is illegal.
Yes aware po ako nito pero di ko po ni report kasi halos lahat ng dealer dito merong charged talaga on top sa SRP pag credit. Mas malala pa yung iba > 3.5% yung charge
Same problem with my MC Plat. They replaced it with a new card but still declining any installment transaction. Planning to cut it soon since they can't fix it. Sigh.
Yep. Pinuntahan ko din sa bank para maka usap yung manager para ma escalate yung problem pero wala din nagawa kasi wala daw silang nakitang problema sa card ko sa system nila while yung workmate ko naman na naka classic card lang e nakapag avail siya without problem.
Oh wow this is helpful, thank you! i’m sht at math so tama po ba: monthly installment amount x factor rate, yun po total diba? + yung one time processing fee na 500?
Saan ka po nagrerequest ng CLI? Tinry ko kasi sa app pero “something went wrong” tapos tinry ko sa website pero hindi ko alam pano malalaman kung rejected na. Saan niyo po nattrack?
Nakaka-feel good magbigay sa totoo lang. Di ko alam kung bakit madamot yung iba lalo na kung kaya mabagbigay given the traffic flow.
Sa akin naman nag salute. Napatawa nalang ako sa loob 😂
Lead SWE for 8 years ko 105k then part time 90k both kay japanese company. Actually kulangan gehapon mahal gasto nay anak lol. Usahay mo apil kog interview sa mga applicants usually amo ma offer kung average nga skill kay around 15-20k pero kung maayo maka offer me upto 25k.
Sir Good Morning, ok ra mo pm?
Sure, wala problema
Baka nemeeeeeern naay mobaligya sa ilang fujifilm na mirrorless then budget meal 🥹
Selling my Fujifilm X-A5. DM me if interested.
ACE CycleMotor Trading dawat sila cash/swipe debit/credit
TL ko pero di ko tig kuyog anang mga events sa company. Kapoy maypa matog haha
Akoang employer OP nangitag ESL teachers pero Mandaue area mn. E DM lang imo resume OP basin pwede ka sa lain position. By the way, IT company ni amoang company.
83,990 for installment, 79,990 for straight payment.
Wala naman po problem sa end ko. Applied last year and this year(last month). Are you calling thru landline?
They called me via landline(02-8xxxxxxx)that’s no issue., all clear. But when they call me using 11 digit phone number (0917xxxxxxx) the issue will come up…..
Ohh I see. They just call me via landline. Maybe their signal is bad.
I’m using this
Possible po makapag waive IF abot mo yung minimum spend. Computation nila is Annual Fee x 100. So if platinum yung card mo(3k/yr) so 300k yung need para mapa waive mo.
Is the waiver automatic once spending is greater than 300x the AF? Or kailangan pa din sya itawag once billed na ang AF?
Need pa po itawag once billed na kasi subject for approval pa din siya.
Hindi pa rin ako binibigyan ni Citi ng CLI kahit always on time and no carryover balance ako every month haha baka di nila ako favorite
Try availing their payall? kasi eto yung lagi kong ginagamit sa kanila. Twice ako napa cli ni citi this year (last month & this month) Goodluck!
No. As long as you can pay at least the minimum amount due, nothing to worry about.
This. Tinry ko din magbayad ng minimum isa sa mga cards ko then nung nag post na yung payment they increase my limit.
Call CS and just tell them you want to convert a recent transaction into installment. Make sure na hindi aabot sa cutoff mo. If lumampas na, hindi na pwede ma convert.
Nope. Pwede pa yan kahit generated na yung SOA. Tried it twice.
Ohhh. Okay. So fake news pala sabi ni CS sa akin. Take note, OP. Thanks for clearing it up! 👍
Sure no problem. Hope that helps. 🙂
Hello, planning to convert my starigjt payment jnto isntalment din kaya lang 2 mons plng card ko. May possibility kaya madeny if ever?
Depende po sa evaluation nila pero so far di pa ako na deny nung nag apply ako kahit less 6mos. pa yung card ko.
Natry niyo na po ba big amount mga 40k ganun?
Yes. 70k+
Wow thanks dahil sa post nato napa check ako. May CLI nga 😂
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Follow up question po. Is it possible mag apply ulit kahit my existing personal loan ka from citi? If so, possible ba same yung due date sa dalawang loan po? TIA!
To add, most likely same due dates yan kasi 1 billing cycle lang yung personal loan account. 😊
Ohh I see. TIL. Thank you again! 🙂
Tried it twice here in Cebu (Ace CycleMotor Trading Inc.). Only straight payment with 3.5% charge based on the SRP price of the unit.
Alam mo bang bawal yan according to DTI? Cash price and credit price should be the same. Topping up on the price of an item if you buy it using credit card is illegal.
Yes aware po ako nito pero di ko po ni report kasi halos lahat ng dealer dito merong charged talaga on top sa SRP pag credit. Mas malala pa yung iba > 3.5% yung charge
Yes. Call the CS asap before the due.
Same problem with my MC Plat. They replaced it with a new card but still declining any installment transaction. Planning to cut it soon since they can't fix it. Sigh.
Omg ang fake siguro ng credit cards ng Unionbank. Went to Power Mac now to swipe but ayaw talaga. And pati CS nila hindi alam ano gagawin.
Yep. Pinuntahan ko din sa bank para maka usap yung manager para ma escalate yung problem pero wala din nagawa kasi wala daw silang nakitang problema sa card ko sa system nila while yung workmate ko naman na naka classic card lang e nakapag avail siya without problem.
It took 2 weeks visayas area.
Yung workmate ko first time holder cc kay UB MC Plat. 90k yung limit nya. While yung sakin MC Plat 6 digits pero carded na po ako.
Tried it before. You can find their rates here:
Oh wow this is helpful, thank you! i’m sht at math so tama po ba: monthly installment amount x factor rate, yun po total diba? + yung one time processing fee na 500?
Yes. Term x Factor Rate = Total with interest.
Saan ka po nagrerequest ng CLI? Tinry ko kasi sa app pero “something went wrong” tapos tinry ko sa website pero hindi ko alam pano malalaman kung rejected na. Saan niyo po nattrack?
You can request here:
Magagamit lang yung PIN pag cash advance or in abroad that requires PIN.